Risk Register
1 High·3 Medium·2 Low
1
High Risk
3
Medium Risk
2
Low Risk
Active Risk Register
HIGHLogistics Disruption— Fertilizer
Kano delivery route weather disruption. 1,200MT affected.
increasing
MEDIUMCredit Concentration— Fintech
Single borrower at 8.2% of loan book. Policy threshold 10%.
increasing
MEDIUMFX Exposure— Cement
Equipment imports USD-denominated. Naira volatility risk.
stable
MEDIUMSeasonal Demand— Fertilizer
Planting season peak. Stock build-up required by July.
increasing
LOWPlant Uptime— Cement
Ewekoro OEE at 76%. Scheduled maintenance Jul 4–8.
stable
LOWCBN Compliance— Fintech
All licenses active. CBN reporting current.
stable